Plain-English guides to help you understand your financing options, know what lenders actually look at, and pick the right type of funding for your business — before you apply.
What lenders actually check — revenue, time in business, credit score, and documents — and how to know which programs you qualify for before you apply.
ComparisonsTwo of the fastest ways to access capital — but they work very differently. Here's how cost, repayment, and qualifying actually compare.
ComparisonsOne gives you a lump sum, the other gives you ongoing flexibility. Which one actually fits what you're trying to fund?
Loan ProgramsWhat an SBA loan actually is, why it's government-backed instead of government-issued, and what it takes to qualify.
Credit & EligibilityYour credit score isn't the only thing that matters. Here's what actually gets weighed, and which programs are built for less-than-perfect credit.
TerminologyFactor rates aren't percentages, and the math works differently than most people assume. Here's exactly how to calculate what you'll repay.
Risk & ConsolidationTaking a second advance to cover the first feels like a solution. Here's what it actually does to your cash flow, and what to do instead.
Loan ProgramsThe equipment itself does most of the qualifying work. How it differs from leasing, and what the Section 179 deduction means for financed equipment.